California Real Estate

Current Mortgage Rates

Updated weekly to reflect the latest available rates in California. Rates vary based on credit score, loan amount, and down payment.

Last updated: April 22, 2026
30-Year Fixed
Most Popular
Rate 6.35%
APR 6.44%
Get Pre-Approved
30-Year FHA
Lower Credit Profiles
Rate 6.15%
APR 6.20%
Get Pre-Approved
30-Year VA
Eligible Military
Rate 5.99%
APR 6.397%
Get Pre-Approved

Mortgage rates aren't one size fits all. Get an estimate based on your unique details — credit score, down payment, and loan amount all factor in.

Get Your Personalized Rate

* Rates shown are for informational purposes only and are subject to change without notice. Rates are based on a $275,000 loan amount, 20% down payment, and a 740+ credit score in California. Your actual rate will vary based on your individual financial profile. Contact Narciso Cuevas for a personalized consultation.